# What's in this folder

You've received a folder of four items. Here is what each is for, in the order you should approach them.

| # | Item | What it is | Who it's for |
| :--- | :--- | :--- | :--- |
| 1 | **Read Me First** *(this document)* | A short orientation. | Read first. |
| 2 | **Knowledge Base for AI Upload** *(folder)* | The full whitepaper, split into 17 short documents (including an `AGENTS.md` operating brief that primes the AI on how to use the rest). Designed for upload to ChatGPT, Claude, or Gemini. | Don't open these directly — they are meant for an AI assistant to read. |
| 3 | **Starter Prompts** *(folder)* | Three pre-written instructions that turn the AI into a specialist tool: a structured readiness interviewer, a stakeholder explainer, or a financing comparison engine. | Use these for guided exercises. |
| 4 | **Reference Charts (optional)** *(folder)* | The 9 charts from the original whitepaper, as PNG images. | Optional. The data in these charts is already in the Knowledge Base; the PNGs are for visual reference only. |

**Just want to read the whitepaper?** The full paper is published online at **standard-innovation.com/guides/music-abs-and-institutional-readiness** — this pack is for *interrogating* it with an AI assistant.

---

# The two-minute setup

If you have used ChatGPT, Claude, or Gemini before, you can use this pack right now. Pick whichever AI assistant you prefer — the pack works identically in all three.

## Option A — ChatGPT

1. Open **chatgpt.com** and start a new chat.
2. Click the **paperclip icon** next to the message box (sometimes shown as a "+" or "Attach").
3. Open the **Knowledge Base for AI Upload** folder, **select every file inside** (Cmd-A on Mac or Ctrl-A on Windows), and upload them all at once.
4. Type your question and send. The assistant will read the files and answer using them.

## Option B — Claude

1. Open **claude.ai** and start a new chat.
2. Click the **paperclip icon** (or "+ Add content") next to the message box.
3. Open the **Knowledge Base for AI Upload** folder, **select every file inside**, and upload them.
4. Type your question and send.

## Option C — Gemini

1. Open **gemini.google.com** and start a new chat.
2. Click the **upload icon** (paperclip or "+" symbol).
3. Open the **Knowledge Base for AI Upload** folder, **select every file inside**, and upload them.
4. Type your question and send.

That is it. The assistant now knows the whitepaper inside and out and will answer your questions using it as its source.

---

# Five questions to try first

Paste any of these into the chat to get a feel for what the pack can do.

1. *Summarize the central thesis of this paper in 150 words.*
2. *What are the five drivers of rated ABS market access, and which one is hardest for most platforms?*
3. *We're a music catalog platform with about $180M in appraised value on a single-lender private credit facility. Should we be thinking about ABS yet?*
4. *Explain the difference between a master trust and a single-deal SPV, for a board director with no structured-finance background.*
5. *Walk me through the structural protections in a rated music ABS — overcollateralization, DSCR triggers, cash trap, rapid amortization.*

You can ask follow-ups in the same conversation. The assistant remembers what you have already discussed.

---

# Going further — the starter prompts

The **Starter Prompts** folder contains three pre-written instructions that turn the AI into a more specialized tool. Each is a single text file.

| Prompt | Use it for | What you get |
| :--- | :--- | :--- |
| **Readiness Self-Assessment** | A structured 30–45 minute interview about your platform. | A written readiness assessment with a placement on the Catalog Maturity Curve and a prioritized 12-month work list. |
| **Explain to Stakeholder** | Translating any topic for a specific audience. | A tailored explainer at the length and reading level you specify (board, CFO, GC, LP, marketing, creator-side). |
| **Financing Pathway Comparison** | Comparing the financing options available to your platform. | A side-by-side table plus a recommended 24–36 month sequence. |

To use a prompt:

1. Open the prompt file by double-clicking it (it will open in your text editor) and **copy all of its contents**.
2. Start a fresh chat in your AI assistant.
3. **Paste the prompt as the first message** and send it. The assistant will acknowledge and tell you what it needs from you next.
4. *Then* upload the Knowledge Base files (same paperclip workflow as above).
5. Follow the assistant's lead. It will ask the questions it needs to do the work.

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# Tips for a good conversation

- **Be specific.** *"What does Concord do differently from Recognition?"* gets a better answer than *"tell me about Concord."*
- **Keep the same chat for related questions.** The assistant remembers what you have already discussed within one conversation.
- **Ask it to cite where it got the answer.** Add *"and tell me which knowledge-base file you got that from"* to any question.
- **If an answer looks off, push back.** The assistant will reconsider and correct itself. The whitepaper is its only source, but it occasionally over-summarizes.

---

# Charts and diagrams

The original whitepaper contains nine charts. They appear in the knowledge base in three forms:

1. **Two key diagrams** — the Cash Flow Waterfall and the Catalog Maturity Curve — are pre-built as diagrams that **render directly in any modern AI chat**. No extra work needed.
2. **The data tables** behind every chart (cost of capital, issuance by tenor, before/after comparisons, and so on) are inline in the knowledge base files. The AI will read and reason over them.
3. **The original chart images** are also included in the **Reference Charts** folder for visual reference.

If you would like to *see* one of the data tables as a chart, just ask:

- *"Plot the cost-of-capital comparison as a horizontal bar chart sorted by midpoint spread"*
- *"Show me issuance volume by year as a bar chart"*
- *"Build a chart comparing Hipgnosis pre-Blackstone to Recognition post-Blackstone across the readiness dimensions"*

If you are on ChatGPT Plus, Claude.ai with the Analysis tool enabled, or Gemini Pro, the assistant will generate a real chart inline. On any other tier it will return the data in a clean format you can paste into Excel or PowerPoint.

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# A note on privacy

If your conversation includes details about your own platform (catalog size, capital structure, LP relationships) that you would prefer not to share with the AI vendor:

- **Claude** (Anthropic) does not train on user conversations by default. Suitable for confidential discussions.
- **ChatGPT** training-on-conversations setting is controllable in account settings. ChatGPT Team and Enterprise plans do not train on your data.
- **Gemini** training-on-conversations setting is controllable in your Google account.

Check your settings before pasting commercially sensitive information into any of the three.

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# Questions

For substantive questions about the whitepaper, the framework, or how Standard Innovation can help your platform build the institutional readiness this paper describes:

- **standard-innovation.com**
- **sam@standard-innovation.com**
- [LinkedIn](https://linkedin.com/company/standard-innovation-ltd)
